FINANCING — SAN ANTONIO, TX
Comfort now.
Terms that make sense.
A new system is a big decision — paying for it shouldn't be the hard part. Finance in-house directly with us, or through one of our trusted lending partners. Either way, you talk to a real person before anything is decided.
Approved by us, not a bank.
Our in-house payment plans are carried by Cowboy's directly — the decision is made in our office by people, not by an algorithm. Flexible plans built around your situation, arranged before any work begins.
Apply in a minute
Send the basics below. No documents, no commitment — applying starts a conversation, nothing more.
We call you
A real person from our office calls you back to talk through your project and your in-house options.
Terms agreed, work begins
Everything is put in writing and agreed with you before we schedule the job. No surprises on the invoice.
Apply with us.
This quick form doesn't run your credit and doesn't commit you to anything — it just tells us who to call.
- Decision made in our office — talk to a person, not a portal
- Plans built around your project and budget
- Works for repairs and full system replacements
- Partner options available if they fit you better
All financing subject to approval. Terms are discussed with you and agreed in writing before any work begins. Never share card or Social Security numbers through this form — we only ask for those in person or over the phone.
More roads to cold air.
If a partner program fits your situation better, we work with four trusted lenders — fast credit decisions, promotional financing, and terms up to 15 years. Call us and we'll point you to the right one and get your application going.
A major national home-improvement lender with promotional financing options.
Apply via (210) 495-7771Home-improvement financing with terms up to 15 years on qualifying projects.
Apply via (210) 495-7771Check your options with a soft credit pull — seeing your rate doesn't affect your credit score.
Apply via (210) 495-7771Financing for home efficiency upgrades, including high-efficiency HVAC systems.
Apply via (210) 495-7771Partner financing is provided by the lenders named above, subject to their credit approval and terms. Ask our office which program fits your project.
STRAIGHT TALK, FAIR TERMS
Let's figure out
what works.
Five minutes on the phone beats a week of wondering. Call us or send the application — we'll take it from there.